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Can you build a billion-dollar fintech with under 50 people? | SquareFi's Anton Lobintsev
0:00
-32:26

Can you build a billion-dollar fintech with under 50 people? | SquareFi's Anton Lobintsev

SquareFi's Anton Lobintsev on raising a Series A, why MENA is now 40% of his customers, and running a fintech where one engineer owns an entire product.

Discover how SquareFi is transforming cross-border payments and stablecoin infrastructure by leveraging regulatory advancements and innovative technology. Join Anton Lobintsev as he shares insights on building lean, scalable fintech solutions, navigating regulations across jurisdictions, and the future vision of a seamless global settlement network.

Key Topics:

  • The evolution of stablecoin infrastructure in response to regulation (US, UAE, Canada) and its impact on fintech

  • SquareFi’s integrated API and white-label solutions for embedding banking, cards, and cross-border rails

  • The strategic separation of SquareFi as a B2B2C platform and Mosta as a consumer-facing product

  • Building a nimble, top-tier technical team with minimal headcount and leveraging AI automation

  • The role of compliance (90%) versus technology (10%) in fintech development

  • The opportunity of stablecoins in global remittances and cross-border payments—market size and potential

  • Future vision: a global, accessible settlement network utilizing native stablecoins, agents, and embedded finance

Timestamps:

00:00 - The regulatory landscape sparking innovation in stablecoin infrastructure

00:35 - How SquareFi consolidates fintech services into a single API platform

01:41 - The differentiation between SquareFi and Mosta: B2B2X versus direct consumer

03:13 - The importance of compliance and regulation in fintech strategy

04:44 - Expanding product offerings via API, white labels, and licensing paths

05:23 - The evolution from real estate tokenization to stablecoin-focused payments

07:12 - Global regulatory progress and the US as a key market for stablecoins

08:33 - Licensing strategies across Canada, US, UAE, and Switzerland

09:36 - Raising Series A to fund expansion, licenses, and top-tier talent

15:10 - Building a lean, highly skilled tech team responsible for specific domains

18:10 - Leveraging AI for automation—Dennis’ CRM system and customer support bots

22:36 - Market opportunities in stablecoins and global settlement network vision

23:18 - What could cause SquareFi to fail—and how resilience is built

24:34 - Unfair advantages: one-stop infrastructure, adaptable orchestration system, proprietary stablecoin

26:52 - Insights into selling embedded finance solutions to fintechs and non-fintechs

29:28 - The ultimate vision: a connected, global, low-cost settlement network with agents and local partners

32:20 - Closing remarks and future outlook for SquareFi

Resources & Links:

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